Debt Management debt-simple

Debt Management

Lower Monthly Repayment

What is Debt Management?

‘A Debt Management Plan is an arrangement between you and your creditors, negotiated by us on your behalf. It enables you to repay your unsecured debts with a regular affordable monthly repayment. ‘

Include unsecured debts - credit cards, loans, store cards etc.
Pay back what you can afford
One monthly repayment without borrowing more money
Its flexible, so the agreement can be changed if your circumstances change
May freeze interest and charges
Stop creditors chasing you
We deal with creditor's letters and phone calls

Our Service

We will look at your income and essential living costs (mortgage/rent, utility bills etc) and work out an affordable monthly repayment.
We liaise with your creditors to lower payments and request that interest and charges are either frozen or reduced. This cannot be guaranteed as it is down to your creditors, your outstanding debt with them and your repayment history.
We deal with all letters, phone calls and payments. So you only have to deal with us.

Debt Management is an ideal solution without having to borrow any more money as this can sometimes make things worse. You can consolidate all your unsecured debts into one payment so it's easier for you to manage. It isn't legally binding so is flexible if your circumstances change.