Debt Management, Debt Consolidation - for help with your debt problems talk to one of our friendly debt advisors today...

Debt Management

Lower Monthly Repayment

What is Debt Management?

‘A Debt Management Plan is an arrangement between you and your creditors, negotiated by us on your behalf. It enables you to repay your unsecured debts with a regular affordable monthly repayment. ‘

  • Include unsecured debts - credit cards, loans, store cards etc.
  • Pay back what you can afford
  • One monthly repayment without borrowing more money
  • Its flexible, so the agreement can be changed if your circumstances change
  • May freeze interest and charges
  • Stop creditors chasing you
  • We deal with creditor's letters and phone calls

Our Service

  • We will look at your income and essential living costs (mortgage/rent, utility bills etc) and work out an affordable monthly repayment.
  • We liaise with your creditors to lower payments and request that interest and charges are either frozen or reduced. This cannot be guaranteed as it is down to your creditors, your outstanding debt with them and your repayment history.
  • We deal with all letters, phone calls and payments. So you only have to deal with us.

Debt Management is an ideal solution without having to borrow any more money as this can sometimes make things worse. You can consolidate all your unsecured debts into one payment so it's easier for you to manage. It isn't legally binding so is flexible if your circumstances change.

The Alternatives

IVA
Bankruptcy
Secured Loan/Remortgage

 

For free advice on the best debt solution for you contact us

Quick enquiry





verification code
Enter security code:
By submitting this form you agree to our privacy policy

Office of Fair Trading
Consumer Credit Licence Number - 595572

Information Commissioners Office
Data Protection Number - Z9785048

Skip navigation and go straight to main contentJump to Main Content | Accessibility | Site Map